Terms of Use

Welcome to Chesapeake Insurance LLC ("we," "us," or "our"). These Terms of Use govern your access to and use of our website (chesapeakecommercialinsurance.com), including any content, functionality, and services offered on or through the site.

Please read these Terms of Use carefully before you start using the website. By using the website or by clicking to accept or agree to the Terms of Use when this option is made available to you, you accept and agree to be bound and abide by these Terms of Use. If you do not want to agree to these Terms of Use, you must not access or use the website.

1. Nature of Services & No Binding Coverage

Informational Purposes: The content provided on this website is for general informational and commercial insurance comparison purposes only. It does not constitute legal, tax, or professional insurance advice.

No Coverage Bound Online: Submitting an online quote request, risk profile, or intake form does not constitute an insurance binder, policy issuance, or agreement to provide coverage. Insurance coverage cannot be bound, altered, or canceled via website form submissions or voice messages alone; all policies require formal underwriting review, carrier approval, and the issuance of an official policy binder or contract by a licensed agent or authorized carrier representative.

2. Intellectual Property Rights

The website and its entire contents, features, and functionality (including but not limited to all information, software, text, displays, images, video, and audio, and the design, selection, and arrangement thereof) are owned by Chesapeake Insurance LLC, its licensors, or other providers of such material and are protected by United States and international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.

3. Prohibited Uses

You may use the website only for lawful purposes and in accordance with these Terms of Use. You agree not to use the website:

In any way that violates any applicable federal, state, local, or international law or regulation.

To transmit, or procure the sending of, any advertising or promotional material without our prior written consent, including any "junk mail," "chain letter," "spam," or any other similar solicitation.

To impersonate or attempt to impersonate Chesapeake Insurance LLC, an employee, another user, or any other person or entity.

To engage in any other conduct that restricts or inhibits anyone's use or enjoyment of the website, or which, as determined by us, may harm Chesapeake Insurance LLC or users of the website.

4. User-Submitted Information & Data Accuracy

By submitting your personal or commercial business details through our online forms, you warrant that all information provided is accurate, current, and complete. You acknowledge that providing inaccurate or fraudulent risk information may void quote estimates and could impact future policy underwriting.

5. Third-Party Links and Services

Our website may contain links to third-party websites or services (such as insurance carrier portals or payment platforms) that are not owned or controlled by Chesapeake Insurance LLC. We assume no responsibility for, and exercise no control over, the content, privacy policies, or practices of any third-party websites or services.

6. Disclaimer of Warranties

Your use of the website, its content, and any services or items obtained through the website is at your own risk. The website, its content, and any services or items obtained through the website are provided on an "as is" and "as available" basis, without any warranties of any kind, either express or implied. Neither Chesapeake Insurance LLC nor any person associated with Chesapeake Insurance LLC makes any warranty or representation with respect to the completeness, security, reliability, quality, accuracy, or availability of the website.

7. Limitation of Liability

To the fullest extent provided by law, in no event will Chesapeake Insurance LLC, its affiliates, or their licensors, service providers, employees, agents, officers, or directors be liable for damages of any kind, under any legal theory, arising out of or in connection with your use, or inability to use, the website, any websites linked to it, any content on the website or such other websites, including any direct, indirect, special, incidental, consequential, or punitive damages.

8. Governing Law and Jurisdiction

All matters relating to the website and these Terms of Use, and any dispute or claim arising therefrom or related thereto, shall be governed by and construed in accordance with the internal laws of the State of Maryland without giving effect to any choice or conflict of law provision or rule.

9. Changes to the Terms of Use

We may revise and update these Terms of Use from time to time in our sole discretion. All changes are effective immediately when we post them. Your continued use of the website following the posting of revised Terms of Use means that you accept and agree to the changes.

10. Contact Information

If you have any questions about these Terms of Use, please contact us at:

Chesapeake Insurance LLC

Address: 14103 Bramble Ln Unit 102, Laurel, MD 20708

Phone: 240-905-5499

Email: [email protected]