Privacy Policy

Last Updated: November 4, 2026

Welcome to Chesapeake Insurance LLC (collectively, "we," "us," or "our"). We respect your privacy and are committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or submit your information through our online intake and quote-request forms.

Please read this Privacy Policy carefully. If you do not agree with the terms of this Privacy Policy, please do not access the site or submit your information.

1. Information We Collect

We collect information that identifies, relates to, describes, references, or can be linked to a particular consumer ("personal information"). Depending on how you interact with our site, we may collect:

Contact Data: Full name, mailing address, email address, and telephone number and personal information needed to generate a quote.

Commercial & Risk Data: Details regarding your business operations, vehicle information, location details, coverage types needed (such as general liability, commercial auto, or workers' compensation), and risk profiles necessary for insurance quoting.

Technical & Usage Data: IP address, browser type, device information, and browsing actions collected automatically through cookies and tracking technologies when you navigate our website.

2. How We Use Your Information

We utilize the information we collect for legitimate business and commercial purposes, including:

Providing Quotes and Services: Connecting you with insurance carriers or licensed agents to generate commercial insurance quotes and policy proposals.

Communication: Contacting you via phone, text message, or email regarding your insurance inquiry, quote updates, or customer service requests.

Platform Improvement: Analyzing website traffic and user behavior to optimize our web forms, marketing strategies, and user experience.

Compliance & Legal Obligations: Meeting state insurance department regulatory requirements, maintaining audit trails, and preventing fraudulent activities.

3. Sharing and Disclosure of Your Information

We value your privacy and restrict the sale or indiscriminate sharing of your private data. However, we may share your information in the following limited circumstances:

Insurance Carriers & Partners: We share your risk and contact details with licensed insurance carriers, wholesale brokers, or affiliated agency partners strictly for the purpose of underwriting and returning an accurate insurance quote.

Service Providers: We share data with trusted third-party vendors who assist us in operating our website, managing our CRM systems (such as GoHighLevel), and hosting our digital infrastructure, provided they agree to keep your information confidential.

Legal Requirements: We may disclose your information if required to do so by law, court order, or governmental regulation (such as the Maryland Insurance Administration or federal compliance mandates).

4. SMS Communications & Consent

If you provide your mobile phone number on our website forms and opt-in to communications:

You explicitly consent to receive text messages (SMS) and phone calls from Chesapeake Insurance LLC regarding your commercial insurance quote, policy options, or related services.

Message and data rates may apply. Message frequency varies.

You may opt out of receiving text messages at any time by replying "STOP" to any message you receive from us.

5. Data Security

We implement commercially reasonable administrative, technical, and physical security measures—including SSL/TLS encryption for our web forms—to protect your personal information from unauthorized access, loss, misuse, or alteration. However, no data transmission over the internet can be guaranteed 100% secure.

6. Your Choices and Opt-Out Rights

Marketing Emails: You can unsubscribe from promotional emails by following the "unsubscribe" link provided at the bottom of our emails.

Cookies: You can set your browser to refuse all or some browser cookies, though this may impact your ability to use certain features of our website.

7. Children's Privacy

Our website and services are intended exclusively for business owners and adult consumers seeking commercial insurance. We do not knowingly collect or solicit personal information from individuals under the age of 18.

8. Changes to This Privacy Policy

We reserve the right to update or modify this Privacy Policy at any time. Any changes will be posted on this page with an updated "Last Updated" date. We encourage you to review this Privacy Policy periodically.

9. Contact Us

If you have questions, comments, or concerns about this Privacy Policy or our data practices, please contact us at:

Chesapeake Insurance LLC

Address: 14103 Bramble Ln Unit 102, Laurel, MD 20708

Phone: 240-905-5499

Email: [email protected]